Asset-based lending up to 95% of total project costs. Interest-only payments, no income docs, and closings in as little as 1–3 weeks. Built for investors who move fast.
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Fix and flip loans are short-term, asset-based loans designed for real estate investors who acquire distressed properties, renovate them, and sell for a profit. Because they're collateralized by the property itself, we don't require income verification, tax returns, or W-2s — your deal's numbers are what matter.
We cover both the acquisition and renovation costs in a single loan, with interest-only payments during the hold period so your carrying costs stay low while you're working the property.
You've identified a property below market value with renovation potential. Fix and flip financing covers both the purchase and renovation costs in one loan — no need to find separate funding for each.
Distressed deals move fast and conventional lenders can't keep up. Our hard money and bridge lending network closes in 1–3 weeks — keeping you competitive against all-cash offers.
Self-employed, multiple entities, or unconventional income? It doesn't matter. Fix and flip loans are asset-based — qualification is driven by the deal, not your tax returns.
From signed contract to funded in as little as 7–21 days.
Share the property address, purchase price, estimated renovation budget, and your after-repair value (ARV). No income docs needed — we evaluate the deal, not your tax returns.
We match your deal to the right lender in our network and deliver a term sheet with rate, LTC, closing costs, and draw schedule. Full transparency before you commit.
Close within 1–3 weeks. Renovation funds are released in draws as work is completed. Sell the property, repay the loan, keep the profit.
Pay interest only during the renovation period. Your principal is repaid when you sell, keeping your monthly carrying costs minimal while you work the property.
Asset-based lending means we evaluate the property and the deal — not your W-2s, tax returns, or debt-to-income ratio. Self-employed investors qualify without the usual paperwork.
Our network moves fast enough to compete with cash buyers. You won't lose a deal waiting on a bank's 45-day process.
One loan covers the acquisition and the full renovation budget. Funds are released in draws as milestones are completed — keeping the project on track.
Tell us about the deal — we'll tell you exactly what you qualify for and how fast we can close.